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Understanding Your Insurance Policy Written by BudgetWISE Insurance on Aug 4, 2016

Most states require a minimum amount of liability insurance coverage when you own a home or vehicle, though liability laws vary by state. Understanding a few basic principles and common terms can help when you're signing up for an auto or homeowners policy as well as if (or when) an incident arises.
Insurance Premium -- The premium is the amount of money you pay for your policy. These payments can usually ...




Driving Tips: Country Roads Written by BudgetWISE Insurance on Jul 11, 2014

As Oregonians, we love our country and rural roads; its part of what makes Oregon, Oregon. But as we all know, these roads can be extremely dangerous (especially during the summer and fall months) when larger masses of people area heading to areas such as Little North Fork and Detroit Lake. Also, the increased presence of deer and other wildlife can be another common cause for accidents. So the question is, what do we do about it?
First, let's define ...




Adding pool or trampoline to your home? Call your insurance company first Written by BudgetWISE Insurance on Jun 27, 2014

Adding pool or trampoline to your home? Call your insurance company first
Installations are 'attractive nuisances'
Swimming pools and trampolines have an Impact on your Homeowner's Insurance Policy.
If you are planning on installing a swimming pool without notifying your homeowner's insurance company, it could result in any claims involving your pool – or even your roof – being denied. This goes for the installation of trampolines as well.
Any time you add onto your ...




The months stretching from memorial day to labor day are the most dangerous for teen-drivers Written by BudgetWISE Insurance on Jun 9, 2014

Teen drivers face their riskiest driving days between Memorial Day and Labor Day. More teens die in car wrecks during this time than at any other point in the year. Since teen drivers already experience higher fatality rates, and car wrecks are always at the top of the list of causes for these deaths, these days are extremely dangerous times for young people on the roads. In fact, the time between Memorial Day and Labor Day is known as the 100 deadliest days for teen drivers.<...




De-Winterizing Your RV Written by BudgetWISE Insurance on May 30, 2014

I love this time of year! The days are getting longer, green is replacing white as nature's color of choice and summer days are on the way. If part of your summer plans include that RV you put into storage last fall, then it's time to get that rig out of hibernation!
First, let's remove any covers that you put on for storage. Make sure to get them all, especially if you covered up the refrigerator or furnace vents. If you removed your house ...